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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,353 | $81,358-49.2% | $155,556-73.4% | $80,959-48.9% |
| Participation rate | 31.4% | 66.3%-34.8pp | 78.2%-46.8pp | 67.7%-36.2pp |
| Annual return | 28.17% | 33.39%-5.2pp | 64.84%-36.7pp | 35.67%-7.5pp |
| Employer contribution / active EE | $555 | $3,106-82.1% | $4,675-88.1% | $2,757-79.9% |
| Participant deferral / active EE | $6,184 | $3,455+79.0% | $5,631+9.8% | $4,300+43.8% |
| Admin fee / account holder | $2,280 | $7,994-71.5% | $15,885-85.6% | $6,925-67.1% |