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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,132 | $173,397-94.2% | $135,987-92.5% | $145,877-93.1% |
| Participation rate | 92.3% | 80.4%+11.9pp | 76.4%+15.9pp | 80.3%+12.0pp |
| Annual return | 13.85% | 1166.18%-1152.3pp | 580.01%-566.2pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,039 | $5,281-80.3% | $4,214-75.3% | $4,663-77.7% |
| Participant deferral / active EE | $4,890 | $8,710-43.9% | $7,027-30.4% | $6,691-26.9% |
| Admin fee / account holder | $2,002 | $9,663-79.3% | $6,716-70.2% | $13,402-85.1% |