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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,892 | $148,629-80.6% | $135,982-78.8% | $139,487-79.3% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 16.92% | 79.33%-62.4pp | 68.32%-51.4pp | 373.84%-356.9pp |
| Employer contribution / active EE | $3,076 | $5,247-41.4% | $4,859-36.7% | $4,755-35.3% |
| Participant deferral / active EE | $10,967 | $8,102+35.4% | $7,760+41.3% | $6,713+63.4% |
| Admin fee / account holder | $726 | $12,406-94.1% | $10,767-93.3% | $11,407-93.6% |