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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,734 | $148,558-81.3% | $135,925-79.6% | $139,427-80.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.44% | 79.22%-59.8pp | 68.25%-48.8pp | 373.27%-353.8pp |
| Employer contribution / active EE | $1,387 | $5,244-73.6% | $4,857-71.4% | $4,752-70.8% |
| Participant deferral / active EE | $21,297 | $8,101+162.9% | $7,759+174.5% | $6,711+217.3% |
| Admin fee / account holder | $1,275 | $12,401-89.7% | $10,764-88.2% | $11,404-88.8% |