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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,938 | $73,978-27.1% | $96,515-44.1% | $75,173-28.2% |
| Participation rate | 95.9% | 66.4%+29.5pp | 74.3%+21.6pp | 67.2%+28.7pp |
| Annual return | 18.61% | 26.72%-8.1pp | 35.73%-17.1pp | 160.72%-142.1pp |
| Employer contribution / active EE | $4,608 | $2,931+57.2% | $3,740+23.2% | $2,671+72.5% |
| Participant deferral / active EE | $9,271 | $3,660+153.3% | $4,880+90.0% | $4,126+124.7% |
| Admin fee / account holder | $13,673 | $5,219+162.0% | $6,735+103.0% | $5,651+142.0% |