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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,428 | $167,362-90.8% | $143,799-89.3% | $134,532-88.5% |
| Participation rate | 73.3% | 84.8%-11.5pp | 80.3%-7.0pp | 81.2%-7.9pp |
| Annual return | -44.91% | 0.47%-45.4pp | -0.04%-44.9pp | 418.27%-463.2pp |
| Employer contribution / active EE | $4,159 | $5,620-26.0% | $4,952-16.0% | $4,741-12.3% |
| Participant deferral / active EE | $6,641 | $6,447+3.0% | $5,638+17.8% | $6,401+3.8% |
| Admin fee / account holder | $496 | $18,094-97.3% | $14,677-96.6% | $11,429-95.7% |