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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,287 | $90,614+188.4% | $76,089+243.4% | $145,877+79.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 25.30% | 623.80%-598.5pp | 360.94%-335.6pp | 551.28%-526.0pp |
| Employer contribution / active EE | $730 | $3,324-78.1% | $2,690-72.9% | $4,663-84.4% |
| Participant deferral / active EE | $716 | $5,168-86.2% | $4,259-83.2% | $6,691-89.3% |
| Admin fee / account holder | $1,183 | $8,376-85.9% | $6,418-81.6% | $13,402-91.2% |