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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,201 | $22,602-81.4% | $65,566-93.6% | $75,173-94.4% |
| Participation rate | 35.3% | 63.1%-27.8pp | 64.9%-29.6pp | 67.2%-31.9pp |
| Annual return | 28.94% | 71.13%-42.2pp | 47.40%-18.5pp | 160.72%-131.8pp |
| Employer contribution / active EE | $358 | $941-62.0% | $1,692-78.9% | $2,671-86.6% |
| Participant deferral / active EE | $795 | $1,695-53.1% | $2,832-71.9% | $4,126-80.7% |
| Admin fee / account holder | $8 | $1,877-99.6% | $4,114-99.8% | $5,651-99.9% |