Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,577 | $54,117-69.4% | $135,768-87.8% | $65,306-74.6% |
| Participation rate | 17.0% | 48.7%-31.7pp | 71.1%-54.1pp | 57.7%-40.7pp |
| Annual return | 8.46% | 21.76%-13.3pp | 526.10%-517.6pp | 21.94%-13.5pp |
| Employer contribution / active EE | $367 | $1,029-64.3% | $3,394-89.2% | $1,967-81.3% |
| Participant deferral / active EE | $1,475 | $2,395-38.4% | $3,977-62.9% | $2,959-50.1% |
| Admin fee / account holder | $4,523 | $4,541-0.4% | $7,048-35.8% | $3,480+30.0% |