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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,615 | $148,623-73.3% | $135,974-70.9% | $139,466-71.6% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 153.50% | 79.30%+74.2pp | 68.30%+85.2pp | 373.66%-220.2pp |
| Employer contribution / active EE | $1,591 | $5,246-69.7% | $4,859-67.3% | $4,754-66.5% |
| Participant deferral / active EE | $6,380 | $8,103-21.3% | $7,760-17.8% | $6,712-4.9% |
| Admin fee / account holder | $190 | $12,406-98.5% | $10,767-98.2% | $11,409-98.3% |