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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,714 | $111,830-87.7% | $93,696-85.4% | $145,884-90.6% |
| Participation rate | 50.0% | 74.2%-24.2pp | 68.7%-18.7pp | 80.3%-30.3pp |
| Annual return | 12.20% | 204.08%-191.9pp | 133.74%-121.5pp | 551.85%-539.7pp |
| Employer contribution / active EE | $1,009 | $3,093-67.4% | $2,422-58.3% | $4,662-78.4% |
| Participant deferral / active EE | $1,564 | $4,920-68.2% | $4,417-64.6% | $6,690-76.6% |
| Admin fee / account holder | $32,629 | $10,249+218.4% | $8,287+293.8% | $13,392+143.6% |