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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,819 | $208,088-80.4% | $186,193-78.1% | $154,746-73.6% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.1%-10.4pp | 80.7%-14.0pp |
| Annual return | 18.76% | 89.97%-71.2pp | 78.03%-59.3pp | 172.34%-153.6pp |
| Employer contribution / active EE | $1,342 | $4,340-69.1% | $3,918-65.7% | $4,379-69.4% |
| Participant deferral / active EE | $2,598 | $7,078-63.3% | $6,513-60.1% | $6,730-61.4% |
| Admin fee / account holder | $323 | $11,698-97.2% | $11,058-97.1% | $14,365-97.8% |