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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,819 | $180,749-77.4% | $160,784-74.6% | $137,256-70.3% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.0%-10.3pp | 80.0%-13.3pp |
| Annual return | 18.76% | 2234.46%-2215.7pp | 1803.92%-1785.2pp | 220.34%-201.6pp |
| Employer contribution / active EE | $1,342 | $4,155-67.7% | $3,733-64.0% | $4,156-67.7% |
| Participant deferral / active EE | $2,598 | $6,844-62.0% | $6,293-58.7% | $6,407-59.5% |
| Admin fee / account holder | $323 | $10,397-96.9% | $9,717-96.7% | $12,270-97.4% |