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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,764 | $155,555-28.2% | $146,866-23.9% | $155,188-28.0% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.5%+7.5pp | 80.8%+9.2pp |
| Annual return | 25.12% | 115.41%-90.3pp | 102.85%-77.7pp | 148.84%-123.7pp |
| Employer contribution / active EE | $4,555 | $4,647-2.0% | $4,425+2.9% | $4,248+7.2% |
| Participant deferral / active EE | $5,823 | $8,044-27.6% | $7,759-25.0% | $6,531-10.8% |
| Admin fee / account holder | $6,523 | $14,755-55.8% | $13,620-52.1% | $14,480-55.0% |