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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,542 | $110,212-14.2% | $96,534-2.1% | $139,466-32.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 19.62% | 26.42%-6.8pp | 25.88%-6.3pp | 373.66%-354.0pp |
| Employer contribution / active EE | $6,394 | $3,620+76.6% | $2,965+115.6% | $4,754+34.5% |
| Participant deferral / active EE | $14,342 | $5,547+158.5% | $4,851+195.6% | $6,712+113.7% |
| Admin fee / account holder | $844 | $11,599-92.7% | $8,253-89.8% | $11,409-92.6% |