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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,282 | $209,874-80.3% | $189,537-78.2% | $167,536-75.4% |
| Participation rate | 90.0% | 88.7%+1.3pp | 87.8%+2.2pp | 82.1%+7.9pp |
| Annual return | 60.38% | 748.61%-688.2pp | 555.34%-495.0pp | 478.82%-418.4pp |
| Employer contribution / active EE | $11,199 | $6,913+62.0% | $6,161+81.8% | $4,839+131.4% |
| Participant deferral / active EE | $19,330 | $8,934+116.4% | $8,220+135.2% | $6,342+204.8% |
| Admin fee / account holder | $1,327 | $14,299-90.7% | $12,048-89.0% | $12,315-89.2% |