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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,880 | $68,394-69.5% | $94,672-77.9% | $75,177-72.2% |
| Participation rate | 74.3% | 76.1%-1.8pp | 80.8%-6.5pp | 67.2%+7.1pp |
| Annual return | 44.58% | 616.92%-572.3pp | 156.89%-112.3pp | 160.75%-116.2pp |
| Employer contribution / active EE | $53 | $2,701-98.0% | $3,673-98.6% | $2,671-98.0% |
| Participant deferral / active EE | $9,346 | $6,536+43.0% | $7,417+26.0% | $4,126+126.5% |
| Admin fee / account holder | $2,799 | $5,326-47.5% | $7,222-61.2% | $5,651-50.5% |