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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,837 | $160,070-52.0% | $147,117-47.8% | $145,897-47.3% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 13.03% | 98.69%-85.7pp | 420.54%-407.5pp | 552.29%-539.3pp |
| Employer contribution / active EE | $4,990 | $5,285-5.6% | $4,932+1.2% | $4,663+7.0% |
| Participant deferral / active EE | $14,755 | $8,419+75.3% | $8,065+83.0% | $6,689+120.6% |
| Admin fee / account holder | $1,778 | $15,035-88.2% | $12,993-86.3% | $13,390-86.7% |