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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,266 | $167,522-88.5% | $151,639-87.3% | $134,532-85.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -26.50% | 7.81%-34.3pp | 3.34%-29.8pp | 418.27%-444.8pp |
| Employer contribution / active EE | $2,988 | $6,828-56.2% | $6,165-51.5% | $4,741-37.0% |
| Participant deferral / active EE | $4,965 | $8,986-44.7% | $8,363-40.6% | $6,401-22.4% |
| Admin fee / account holder | $1,056 | $13,780-92.3% | $11,613-90.9% | $11,429-90.8% |