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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,018 | $82,674-81.8% | $125,381-88.0% | $68,486-78.1% |
| Participation rate | 86.1% | 75.1%+11.1pp | 82.4%+3.7pp | 67.9%+18.2pp |
| Annual return | -17.37% | -5.97%-11.4pp | 572.31%-589.7pp | -7.85%-9.5pp |
| Employer contribution / active EE | $865 | $3,382-74.4% | $4,815-82.0% | $2,597-66.7% |
| Participant deferral / active EE | $4,449 | $6,111-27.2% | $7,448-40.3% | $4,028+10.5% |
| Admin fee / account holder | $916 | $6,277-85.4% | $10,007-90.8% | $5,404-83.1% |