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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,816 | $100,147-97.2% | $81,286-96.5% | $145,877-98.1% |
| Participation rate | 76.9% | 74.2%+2.7pp | 69.5%+7.4pp | 80.3%-3.4pp |
| Annual return | 10.39% | 34.44%-24.0pp | 24.80%-14.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $2,463-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,070 | $4,607-76.8% | $3,883-72.5% | $6,691-84.0% |
| Admin fee / account holder | $1,132 | $8,201-86.2% | $5,764-80.4% | $13,402-91.6% |