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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,816 | $100,262-97.2% | $81,370-96.5% | $145,897-98.1% |
| Participation rate | 76.9% | 74.3%+2.6pp | 69.5%+7.4pp | 80.3%-3.4pp |
| Annual return | 10.39% | 34.52%-24.1pp | 24.85%-14.5pp | 552.29%-541.9pp |
| Employer contribution / active EE | $0 | $2,979-100.0% | $2,464-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $1,070 | $4,612-76.8% | $3,885-72.5% | $6,689-84.0% |
| Admin fee / account holder | $1,132 | $8,163-86.1% | $5,749-80.3% | $13,390-91.5% |