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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,057 | $167,362-92.2% | $143,799-90.9% | $134,532-90.3% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -32.61% | 0.47%-33.1pp | -0.04%-32.6pp | 418.27%-450.9pp |
| Employer contribution / active EE | $2,169 | $5,620-61.4% | $4,952-56.2% | $4,741-54.3% |
| Participant deferral / active EE | $5,203 | $6,447-19.3% | $5,638-7.7% | $6,401-18.7% |
| Admin fee / account holder | $1,254 | $18,094-93.1% | $14,677-91.5% | $11,429-89.0% |