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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,495 | $197,637+45.0% | $177,848+61.1% | $158,982+80.2% |
| Participation rate | 50.0% | 88.5%-38.5pp | 87.7%-37.7pp | 82.0%-32.0pp |
| Annual return | 0.00% | 58.77%-58.8pp | 48.33%-48.3pp | 302.99%-303.0pp |
| Employer contribution / active EE | $471 | $6,698-93.0% | $5,919-92.1% | $4,763-90.1% |
| Participant deferral / active EE | $5,782 | $8,405-31.2% | $7,714-25.0% | $5,983-3.4% |
| Admin fee / account holder | $9 | $15,406-99.9% | $12,431-99.9% | $11,252-99.9% |