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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,208 | $70,684-0.7% | $169,397-58.6% | $75,177-6.6% |
| Participation rate | 36.1% | 64.8%-28.7pp | 77.2%-41.1pp | 67.2%-31.1pp |
| Annual return | 21.29% | 36.38%-15.1pp | 406.23%-384.9pp | 160.75%-139.5pp |
| Employer contribution / active EE | $812 | $2,211-63.3% | $4,013-79.8% | $2,671-69.6% |
| Participant deferral / active EE | $3,498 | $4,310-18.8% | $6,223-43.8% | $4,126-15.2% |
| Admin fee / account holder | $2,279 | $5,404-57.8% | $9,017-74.7% | $5,651-59.7% |