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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,512 | $217,432-91.0% | $185,849-89.5% | $167,536-88.4% |
| Participation rate | 75.0% | 86.1%-11.1pp | 81.7%-6.7pp | 82.1%-7.1pp |
| Annual return | 0.00% | 148.42%-148.4pp | 122.10%-122.1pp | 478.82%-478.8pp |
| Employer contribution / active EE | $2,078 | $5,875-64.6% | $5,169-59.8% | $4,839-57.1% |
| Participant deferral / active EE | $7,626 | $6,357+20.0% | $5,569+36.9% | $6,342+20.2% |
| Admin fee / account holder | $4,845 | $19,818-75.6% | $16,244-70.2% | $12,315-60.7% |