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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $885,517 | $165,399+435.4% | $149,745+491.3% | $158,982+457.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.86% | 348.34%-331.5pp | 276.72%-259.9pp | 302.99%-286.1pp |
| Employer contribution / active EE | $17,920 | $5,105+251.1% | $4,646+285.7% | $4,763+276.2% |
| Participant deferral / active EE | $3,767 | $7,183-47.6% | $6,843-45.0% | $5,983-37.0% |
| Admin fee / account holder | $481,182 | $10,811+4350.8% | $9,312+5067.5% | $11,252+4176.6% |