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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $16,474 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,064 | $47,163-53.2% | $149,696-85.3% | $74,460-70.4% |
| Participation rate | 51.7% | 63.4%-11.8pp | 78.8%-27.1pp | 70.7%-19.1pp |
| Annual return | 32.60% | 22.75%+9.8pp | 134.46%-101.9pp | 34.38%-1.8pp |
| Employer contribution / active EE | $1,984 | $1,907+4.0% | $4,821-58.9% | $2,638-24.8% |
| Participant deferral / active EE | $4,080 | $2,730+49.5% | $5,682-28.2% | $4,530-9.9% |
| Admin fee / account holder | $88 | $343-74.4% | $13,212-99.3% | $348-74.8% |