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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,769 | $199,109-83.5% | $173,730-81.1% | $154,746-78.8% |
| Participation rate | 57.1% | 82.8%-25.7pp | 79.6%-22.4pp | 80.7%-23.6pp |
| Annual return | 11.40% | 20.02%-8.6pp | 19.96%-8.6pp | 172.34%-160.9pp |
| Employer contribution / active EE | $0 | $5,311-100.0% | $4,577-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,912 | $7,113-16.9% | $6,326-6.5% | $6,730-12.2% |
| Admin fee / account holder | $10,501 | $20,916-49.8% | $17,523-40.1% | $14,365-26.9% |