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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,803 | $110,337-86.6% | $102,383-85.5% | $145,877-89.9% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 12.62% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,541 | $4,216-63.4% | $3,870-60.2% | $4,663-66.9% |
| Participant deferral / active EE | $4,873 | $5,621-13.3% | $5,060-3.7% | $6,691-27.2% |
| Admin fee / account holder | $1,407 | $9,750-85.6% | $8,391-83.2% | $13,402-89.5% |