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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,556 | $102,385-27.2% | $147,080-49.3% | $80,935-7.9% |
| Participation rate | 65.2% | 75.9%-10.7pp | 82.2%-17.0pp | 67.7%-2.4pp |
| Annual return | 15.92% | 135.09%-119.2pp | 420.17%-404.2pp | 35.66%-19.7pp |
| Employer contribution / active EE | $1,442 | $3,717-61.2% | $4,933-70.8% | $2,757-47.7% |
| Participant deferral / active EE | $4,100 | $6,651-38.4% | $8,066-49.2% | $4,299-4.6% |
| Admin fee / account holder | $15,238 | $7,951+91.6% | $12,989+17.3% | $6,924+120.1% |