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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,556 | $102,422-27.2% | $147,117-49.3% | $80,959-7.9% |
| Participation rate | 65.2% | 75.9%-10.7pp | 82.2%-17.0pp | 67.7%-2.5pp |
| Annual return | 15.92% | 135.16%-119.2pp | 420.54%-404.6pp | 35.67%-19.7pp |
| Employer contribution / active EE | $1,442 | $3,717-61.2% | $4,932-70.8% | $2,757-47.7% |
| Participant deferral / active EE | $4,100 | $6,652-38.4% | $8,065-49.2% | $4,300-4.7% |
| Admin fee / account holder | $15,238 | $7,953+91.6% | $12,993+17.3% | $6,925+120.0% |