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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,811 | $27,943+35.3% | $58,507-35.4% | $75,177-49.7% |
| Participation rate | 13.3% | 38.8%-25.5pp | 50.9%-37.5pp | 67.2%-53.9pp |
| Annual return | 19.21% | 44.22%-25.0pp | 4252.32%-4233.1pp | 160.75%-141.5pp |
| Employer contribution / active EE | $363 | $670-45.7% | $1,053-65.5% | $2,671-86.4% |
| Participant deferral / active EE | $832 | $1,202-30.8% | $1,922-56.7% | $4,126-79.8% |
| Admin fee / account holder | $307 | $1,727-82.2% | $2,486-87.6% | $5,651-94.6% |