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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,130 | $102,696-73.6% | $86,235-68.5% | $139,487-80.6% |
| Participation rate | 80.0% | 74.5%+5.5pp | 69.0%+11.0pp | 80.3%-0.3pp |
| Annual return | 26.17% | 1925.91%-1899.7pp | 1170.03%-1143.9pp | 373.84%-347.7pp |
| Employer contribution / active EE | $3,282 | $3,034+8.2% | $2,381+37.8% | $4,755-31.0% |
| Participant deferral / active EE | $11,420 | $4,679+144.1% | $3,987+186.4% | $6,713+70.1% |
| Admin fee / account holder | $303 | $8,667-96.5% | $6,856-95.6% | $11,407-97.3% |