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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,356 | $112,131+19.8% | $95,964+40.0% | $158,982-15.5% |
| Participation rate | 0.0% | 79.0%-79.0pp | 77.1%-77.1pp | 82.0%-82.0pp |
| Annual return | 8.24% | 171.19%-162.9pp | 91.64%-83.4pp | 302.99%-294.8pp |
| Employer contribution / active EE | $1,334 | $3,199-58.3% | $2,541-47.5% | $4,763-72.0% |
| Participant deferral / active EE | $4,320 | $4,784-9.7% | $4,167+3.7% | $5,983-27.8% |
| Admin fee / account holder | $93,850 | $10,136+825.9% | $6,797+1280.7% | $11,252+734.1% |