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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,582 | $124,980-93.1% | $108,359-92.1% | $154,746-94.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 15.19% | 45.00%-29.8pp | 36.89%-21.7pp | 172.34%-157.1pp |
| Employer contribution / active EE | $2,985 | $2,851+4.7% | $2,399+24.4% | $4,379-31.8% |
| Participant deferral / active EE | $3,446 | $4,743-27.3% | $4,137-16.7% | $6,730-48.8% |
| Admin fee / account holder | $19,071 | $11,502+65.8% | $9,741+95.8% | $14,365+32.8% |