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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,582 | $112,729-92.4% | $98,716-91.3% | $137,256-93.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.19% | 38.48%-23.3pp | 31.81%-16.6pp | 220.34%-205.1pp |
| Employer contribution / active EE | $2,985 | $2,725+9.5% | $2,279+31.0% | $4,156-28.2% |
| Participant deferral / active EE | $3,446 | $4,640-25.7% | $4,048-14.9% | $6,407-46.2% |
| Admin fee / account holder | $19,071 | $10,129+88.3% | $8,703+119.1% | $12,270+55.4% |