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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,039 | $112,933-90.2% | $90,970-87.9% | $158,982-93.1% |
| Participation rate | 85.7% | 74.7%+11.0pp | 69.0%+16.7pp | 82.0%+3.7pp |
| Annual return | 0.00% | 215.82%-215.8pp | 134.60%-134.6pp | 302.99%-303.0pp |
| Employer contribution / active EE | $925 | $2,893-68.0% | $2,122-56.4% | $4,763-80.6% |
| Participant deferral / active EE | $1,147 | $4,128-72.2% | $3,373-66.0% | $5,983-80.8% |
| Admin fee / account holder | $4,300 | $8,047-46.6% | $5,961-27.9% | $11,252-61.8% |