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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,832 | $111,830-76.0% | $93,696-71.4% | $145,884-81.6% |
| Participation rate | 86.7% | 74.2%+12.4pp | 68.7%+17.9pp | 80.3%+6.4pp |
| Annual return | 16.21% | 204.08%-187.9pp | 133.74%-117.5pp | 551.85%-535.6pp |
| Employer contribution / active EE | $22 | $3,093-99.3% | $2,422-99.1% | $4,662-99.5% |
| Participant deferral / active EE | $8,554 | $4,920+73.9% | $4,417+93.7% | $6,690+27.9% |
| Admin fee / account holder | $3,694 | $10,249-64.0% | $8,287-55.4% | $13,392-72.4% |