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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,175 | $162,136-93.1% | $152,301-92.7% | $154,746-92.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 30.99% | 91.02%-60.0pp | 80.50%-49.5pp | 172.34%-141.3pp |
| Employer contribution / active EE | $2,714 | $4,890-44.5% | $4,624-41.3% | $4,379-38.0% |
| Participant deferral / active EE | $4,164 | $8,341-50.1% | $8,004-48.0% | $6,730-38.1% |
| Admin fee / account holder | $315 | $15,759-98.0% | $14,398-97.8% | $14,365-97.8% |