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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,103 | $63,082+36.5% | $81,726+5.4% | $79,856+7.8% |
| Participation rate | 92.3% | 67.5%+24.8pp | 72.0%+20.3pp | 69.6%+22.7pp |
| Annual return | 16.93% | 22.66%-5.7pp | 29.49%-12.6pp | 31.71%-14.8pp |
| Employer contribution / active EE | $2,682 | $1,795+49.4% | $4,311-37.8% | $2,471+8.5% |
| Participant deferral / active EE | $4,029 | $2,780+44.9% | $7,108-43.3% | $3,741+7.7% |
| Admin fee / account holder | $4,861 | $4,428+9.8% | $5,160-5.8% | $5,306-8.4% |