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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,510 | $82,678-71.6% | $125,391-81.3% | $68,490-65.7% |
| Participation rate | 89.3% | 75.1%+14.2pp | 82.4%+6.9pp | 67.9%+21.4pp |
| Annual return | 38.15% | -5.97%+44.1pp | 572.41%-534.3pp | -7.85%+46.0pp |
| Employer contribution / active EE | $2,768 | $3,382-18.2% | $4,816-42.5% | $2,597+6.6% |
| Participant deferral / active EE | $7,320 | $6,111+19.8% | $7,448-1.7% | $4,028+81.7% |
| Admin fee / account holder | $540 | $6,277-91.4% | $10,009-94.6% | $5,403-90.0% |