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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,503 | $133,998-95.9% | $112,263-95.1% | $134,545-95.9% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | 110.85% | 47.17%+63.7pp | 27.49%+83.4pp | 418.37%-307.5pp |
| Employer contribution / active EE | $1,500 | $4,040-62.9% | $3,636-58.8% | $4,742-68.4% |
| Participant deferral / active EE | $2,601 | $5,292-50.9% | $4,729-45.0% | $6,401-59.4% |
| Admin fee / account holder | $258 | $7,493-96.6% | $6,410-96.0% | $11,431-97.7% |