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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,266 | $81,668-97.2% | $58,507-96.1% | $139,487-98.4% |
| Participation rate | 0.0% | 61.3%-61.3pp | 50.9%-50.9pp | 80.3%-80.3pp |
| Annual return | 8362.50% | 7430.07%+932.4pp | 4252.32%+4110.2pp | 373.84%+7988.7pp |
| Employer contribution / active EE | $137 | $1,398-90.2% | $1,053-87.0% | $4,755-97.1% |
| Participant deferral / active EE | $240 | $2,554-90.6% | $1,922-87.5% | $6,713-96.4% |
| Admin fee / account holder | $2,789 | $3,212-13.2% | $2,486+12.2% | $11,407-75.6% |