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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,606 | $175,231-91.1% | $149,696-89.6% | $139,466-88.8% |
| Participation rate | 82.6% | 83.4%-0.8pp | 78.8%+3.8pp | 80.3%+2.3pp |
| Annual return | 18.00% | 166.77%-148.8pp | 134.46%-116.5pp | 373.66%-355.7pp |
| Employer contribution / active EE | $1,630 | $5,478-70.2% | $4,821-66.2% | $4,754-65.7% |
| Participant deferral / active EE | $2,304 | $6,521-64.7% | $5,682-59.5% | $6,712-65.7% |
| Admin fee / account holder | $788 | $16,155-95.1% | $13,212-94.0% | $11,409-93.1% |