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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,536 | $82,678-80.0% | $125,391-86.8% | $68,490-75.9% |
| Participation rate | 76.0% | 75.1%+0.9pp | 82.4%-6.4pp | 67.9%+8.1pp |
| Annual return | -16.41% | -5.97%-10.4pp | 572.41%-588.8pp | -7.85%-8.6pp |
| Employer contribution / active EE | $1,860 | $3,382-45.0% | $4,816-61.4% | $2,597-28.4% |
| Participant deferral / active EE | $3,571 | $6,111-41.6% | $7,448-52.1% | $4,028-11.3% |
| Admin fee / account holder | $3,634 | $6,277-42.1% | $10,009-63.7% | $5,403-32.7% |