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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,323 | $96,691-96.6% | $86,656-96.2% | $139,487-97.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 22.37% | 106.87%-84.5pp | 593.09%-570.7pp | 373.84%-351.5pp |
| Employer contribution / active EE | $1,339 | $3,267-59.0% | $3,025-55.7% | $4,755-71.8% |
| Participant deferral / active EE | $3,708 | $4,838-23.4% | $4,439-16.5% | $6,713-44.8% |
| Admin fee / account holder | $536 | $6,414-91.6% | $5,619-90.5% | $11,407-95.3% |