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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,276 | $134,817+14.4% | $123,973+24.4% | $155,188-0.6% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.7%-26.7pp | 80.8%-30.8pp |
| Annual return | 18.37% | 515.49%-497.1pp | 388.13%-369.8pp | 148.84%-130.5pp |
| Employer contribution / active EE | $1,251 | $4,425-71.7% | $4,126-69.7% | $4,248-70.5% |
| Participant deferral / active EE | $10,556 | $5,706+85.0% | $5,247+101.2% | $6,531+61.6% |
| Admin fee / account holder | $318 | $13,245-97.6% | $11,799-97.3% | $14,480-97.8% |