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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,276 | $129,737+18.9% | $119,126+29.5% | $154,746-0.3% |
| Participation rate | 50.0% | 78.9%-28.9pp | 75.8%-25.8pp | 80.7%-30.7pp |
| Annual return | 18.37% | 379.08%-360.7pp | 282.11%-263.7pp | 172.34%-154.0pp |
| Employer contribution / active EE | $1,251 | $4,375-71.4% | $4,034-69.0% | $4,379-71.4% |
| Participant deferral / active EE | $10,556 | $5,842+80.7% | $5,318+98.5% | $6,730+56.8% |
| Admin fee / account holder | $318 | $11,961-97.3% | $10,693-97.0% | $14,365-97.8% |