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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,439 | $110,337-72.4% | $102,383-70.3% | $145,877-79.1% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.5%-12.0pp | 80.3%-17.8pp |
| Annual return | 9.87% | 24.83%-15.0pp | 24.94%-15.1pp | 551.28%-541.4pp |
| Employer contribution / active EE | $1,845 | $4,216-56.2% | $3,870-52.3% | $4,663-60.4% |
| Participant deferral / active EE | $3,610 | $5,621-35.8% | $5,060-28.6% | $6,691-46.0% |
| Admin fee / account holder | $770 | $9,750-92.1% | $8,391-90.8% | $13,402-94.3% |